Active Adult Communities – Tips for Finding the Perfect Fit

As millions of baby boomers reach the age of 55 or older, they bring with them a zest for life and a focus on health and fitness that surpasses previous generations. Many are opting to relocate to active adult communities that align with their vibrant lifestyles. Whether seeking to downsize or expand, enjoy retirement or stay close to work, or bask in a scenic setting or embrace urban life, individuals over 55 are increasingly finding ideal living situations in these specialized communities.

The traditional label of "retirement communities" often falls short of capturing the essence of modern active adult communities. These are typically well-planned and offer a wealth of amenities tailored to those 55 and older. As a booming segment of the housing market, active adult communities range from affordable options that help stretch fixed incomes to luxurious ones that offer high-end features and amenities.

With so many choices available, selecting the right active adult community requires careful consideration. Buying a home at this stage in life involves different priorities than that first home purchase did years ago.

Employment plays a key role in decision-making, as a significant portion of individuals over 55 remain in the workforce. Therefore, accessibility to jobs and public transportation can be crucial aspects to consider.

Communities offering varied lifestyle options, such as recreation, health, wellness, and personal freedom, stand out as attractive choices for active adults looking to enhance their quality of life.

Cost considerations are essential when evaluating active adult communities. Prospective buyers should carefully assess home prices, taxes, association fees, and other expenses to ensure a practical and affordable decision.

Getting started in your search can be as easy as seeking referrals from friends, family, or colleagues or consulting professionals experienced in retirement living. Insightful advice can also come from a property management company that specializes in active adult communities. To assist in your journey, here are some helpful tips:

Location, Location, Location

Finding the ideal location is paramount when selecting an active adult community. Do you want to be near family or friends or remain close to your hometown? Many older adults consider proximity to loved ones or places they’re familiar with. Additionally, the allure of warm, sunny climates attracts many to states like Florida, Arizona, Texas, Nevada, and California, which boast a growing number of active adult communities.

However, living full-time in a vacation-like setting differs from a temporary stay. Renting a place during the summer in a potential community can be a smart move to gauge comfort levels with the climate and assess access to necessary services and cultural activities.

Exploring lifestyle experiences offered by the community can also aid in decision-making. Some home builders offer “stay and play” programs, allowing potential buyers to experience community amenities firsthand and interact with residents to gain valuable insights.

Consider Your Lifestyle

Communities for active adults offer diverse amenities, facilities, and programs to cater to varied interests, needs, and budgets. These may include recreation and fitness centers, educational workshops, cultural programs, and social activities.

Amenities often featured in these communities include clubhouses, fitness centers, swimming pools, golf courses, and more. Many communities also have Lifestyle Directors who create programs to engage current and future residents.

Outline your interests and priorities. Whether pursuing new hobbies, focusing on health and wellness, or enjoying recreational activities, these communities offer numerous opportunities. You might dabble in a new language, take up painting, participate in fitness classes, or engage in social gatherings.

Furthermore, some communities provide health and wellness facilities on-site, and transportation services might be available for non-drivers to access local amenities and healthcare.

Exploring Floor Plans

Evaluate floor plans to ensure they accommodate safe and easy living. Consider future needs like aging in place; multi-story living might become challenging over time. Some communities offer maintenance-free living options, which can be a significant advantage.

Investigate the Neighborhood and Neighbors

A community's character is shaped by its residents and activities. Whether you're retired or still working, finding a community with people in a similar life stage and interests can enrich your experience.

To truly understand a community's vibe, spend time there meeting potential neighbors. Gauge their satisfaction with the community, emergency response, and security measures in place, which could range from security patrols to video surveillance.

Management and Community Rules

Checking the management's efficiency and accessibility is crucial. If community regulations are a concern, review the by-laws of condo or co-op communities to ensure compatibility with your lifestyle.

Remember, association rules are designed to maintain property values and ensure a harmonious living environment. Participation in community meetings or volunteering can impact governance.

Finally, visit prospects often, ask questions, and consider renting before committing. Short-term rentals are often available, providing a taste of the community life before making a final decision.

A little research can help pinpoint the active adult community that suits your lifestyle, meets your needs, and promises a fulfilling future.